COOKIES POLICY
Effective Date: 28 May 2026
This Cookies Policy explains how Financial Mastery Framework (“FMF”, “we”, “us”, or “our”) uses cookies and similar technologies on our website, educational platform, member areas, webinar systems, funnels, and associated digital services.
This policy should be read alongside our Privacy Policy and Website Terms and Conditions.
Financial Mastery Framework is operated by Zest Management Consultancies FZCO, a company incorporated in the United Arab Emirates.
By using our website, you acknowledge that we may use strictly necessary cookies required for the operation, security, and functionality of the website and related systems.
Where required by applicable law, including UK data protection and electronic communications legislation, we will request consent before placing non-essential cookies or similar tracking technologies on your device.
You may manage cookie preferences through your browser settings and any cookie preference tools made available on the website.
1. WHAT ARE COOKIES?
Cookies are small text files stored on your computer, mobile device, or browser when you visit a website.
Cookies and similar technologies may be used to:
• improve website functionality;
• remember user preferences;
• authenticate users;
• maintain secure sessions;
• analyse website traffic and engagement;
• monitor educational platform usage;
• improve system performance;
• support webinar and video functionality;
• measure marketing effectiveness.
Cookies may be temporary session cookies or persistent cookies stored for longer periods.
2. TECHNOLOGIES WE MAY USE
Financial Mastery Framework may use cookies, pixels, scripts, tags, web beacons, local storage technologies, and similar tracking mechanisms operated both by us and by third-party service providers integrated into the platform from time to time.
These technologies may be used for:
• website functionality;
• account authentication;
• educational platform delivery;
• webinar and video functionality;
• analytics and performance monitoring;
• marketing attribution;
• advertising and remarketing;
• automation workflows;
• affiliate tracking;
• payment processing;
• fraud prevention;
• security monitoring;
• system administration;
• user experience optimisation.
Third-party technologies, integrations, and operational systems may change periodically as our systems and business requirements evolve.
3. TYPES OF COOKIES WE MAY USE
Strictly Necessary Cookies
These cookies are essential for website functionality and security. They may include cookies used for:
• login authentication;
• secure session management;
• payment processing;
• fraud prevention;
• server balancing;
• account access;
• member portal functionality.
Disabling these cookies may prevent parts of the website or platform from functioning correctly.
Performance and Analytics Cookies
These cookies help us understand how visitors interact with the website and educational systems.
They may collect information relating to:
• page visits;
• traffic sources;
• webinar attendance;
• video engagement;
• browser and device information;
• platform performance;
• navigation patterns.
This information may be used to improve our systems, educational delivery, website usability, marketing, and operational performance.
Functional Cookies
These cookies may allow the website or platform to remember preferences and settings including:
• login details;
• course progression;
• webinar settings;
• user preferences;
• language preferences.
Marketing and Advertising Cookies
Marketing technologies may be used to:
• analyse advertising performance;
• measure campaign effectiveness;
• support remarketing campaigns;
• track webinar registrations;
• monitor funnel performance;
• personalise marketing communications.
4. THIRD-PARTY PROVIDERS
We may use third-party providers, platforms, integrations, and technologies including, but not limited to:
• Kajabi;
• Stripe;
• Google Analytics;
• Meta/Facebook;
• YouTube;
• Vimeo;
• Zoom;
• email marketing systems;
• CRM systems;
• automation software;
• webinar platforms;
• payment processors.
These providers may independently place cookies or tracking technologies on your device in accordance with their own policies and operational practices.
We do not control and are not responsible for:
• third-party cookies;
• third-party tracking technologies;
• independent provider policies;
• external platform security practices;
• changes made by third-party providers.
Users should review third-party privacy and cookies policies independently.
5. INTERNATIONAL DATA TRANSFERS
Because Financial Mastery Framework operates internationally, information collected through cookies and similar technologies may be processed in jurisdictions outside your country of residence, including:
• the United Arab Emirates;
• the United Kingdom;
• the United States;
• European Economic Area jurisdictions;
• other countries where our service providers operate.
By using the website and related systems, you acknowledge that information may be transferred internationally.
6. MANAGING COOKIES
You may manage, block, or delete cookies through:
• your browser settings;
• device privacy settings;
• website cookie preference tools where available.
Disabling cookies may:
• reduce website functionality;
• interrupt login sessions;
• affect educational platform access;
• impair webinar functionality;
• prevent parts of the platform from operating correctly.
7. SECURITY
We implement reasonable technical and organisational measures intended to protect our systems and website infrastructure.
However, no website, platform, transmission system, or storage technology can be guaranteed completely secure.
Users access and use the website at their own risk.
8. LIMITATION OF LIABILITY
To the fullest extent permitted by applicable law, Financial Mastery Framework disclaims liability for:
• browser vulnerabilities;
• device vulnerabilities;
• third-party tracking technologies;
• advertising network practices;
• analytics provider activities;
• external integrations;
• interruptions caused by cookie blocking;
• functionality limitations resulting from browser settings;
• indirect or consequential losses arising from tracking technologies or third-party systems.
Nothing in this policy excludes liability that cannot legally be excluded under applicable law.
9. CHILDREN
Our website, educational systems, webinars, and services are intended for adults only.
We do not knowingly use cookies or tracking technologies to collect information from individuals under the age of 18.
10. CHANGES TO THIS POLICY
We reserve the right to amend this Cookies Policy at any time without prior notice.
Updated versions will be published on the website with a revised effective date.
Continued use of the website following updates constitutes acceptance of the revised policy.
11. GOVERNING LAW
This Cookies Policy shall be governed by and interpreted in accordance with the laws of the Emirate of Dubai and the applicable federal laws of the United Arab Emirates.
Where mandatory consumer or data protection laws in another jurisdiction apply, those rights shall apply only to the minimum extent legally required.
12. CONTACT DETAILS
Financial Mastery Framework Zest Management Consultancies FZCO Dubai, United Arab Emirates
E-mail: [email protected]
